Products:
Adventure Tourism and RecreationADVENTUREguard - CGL & Accident Medical for a wide variety of adventure risks
ADVENTUREguard is the insurance solution for brokers looking to place participant liability afor adventure tourism and adventure recreation risks. This unique CGL product offers in-house authority up to $5 million and full participant Accident and Medical to produce a comprehensive, unparalleled insurance package. With manuscript wordings to ensure the most complete available coverage for your clients, a strong risk management focus, and friendly and efficient staff, Oceanic Underwriters is your market for this specialized segment.
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This program targets:
- Guided Adventure Tour Operators & Lesson Provides - hiking, canoeing/kayaking, surfing, snowmobiling & ATV, skiing, amoung many other exposures
- Adventure Industry Associations & Clubs - mountain bike associations, surf clubs, adventure racing clubs, instructor certification
- Third Party Rentals - canoe/kayaks, bikes, snowmobile, ATV - when combined with a guided tour or lesson component
- All Risk Property Coverage - for small buildings, contents, and sporting equipment, and retail stores/sales
Features:
- Combined policy with CGL & Accident Medical coverage
- Full participant coverage with no participant to participant exclusion
- Cross Liability & Severability of Interest Clauses included
- Contracted Employees included as insureds
- Up to $5 mm limits for CGL
- Commercial General Liabiltiy (occurrence basis)
- Accident/Medical (No Fault) Coverage for out of pocket medical expenses & Accidental Death & Dismemberment benefits
- Non Owned Auto SPF No. 6, SEF #94 & SEF #96 included
- Tenant's Legal Liability
- Specialized coverages available by endorsement such as Firefighting Expense, Landing Liability, Innkeepers Liability
Contact your underwriter for more information
Note: Certain products may be handled nationally from one Oceanic location
Head Office: Western Canada:
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